Retirement · Contributions

Retirement Contribution Impact Calculator

Estimate the long-term impact of increasing your workplace retirement contribution and capturing more employer match.

Illustrative projection only. Assumes annual contributions, a constant return, no taxes or fees, and employer match terms exactly as entered.

Estimated result
$202,397
Additional projected balance
Current path
$455,393
Higher contribution path
$657,790
Extra employee contribution/year
$3,200

Small percentage changes compound

A few additional percentage points of salary can become a much larger difference over a long saving horizon.

Employer match is valuable

Enter your actual plan formula. A match can materially change the economics of increasing your contribution.

Returns are assumptions

Investment returns vary. Use several return assumptions rather than treating a single projection as a promise.