Citi Double Cash
Annual fee
$0
Base cash back
2%
Groceries
—
Dining
—
Gas
—
Online retail
—
Welcome offer
Not included
Last checked Oct 17, 2026, 4:27 AM UTC · Source: Citi Double Cash Card.
Credit cards · Cash back
Compare what the cards could actually be worth to you.
Compare annual fees, cash-back rates, category limits, welcome-offer requirements, and other important terms. Then estimate first-year and ongoing value using your own spending.
One important limit: these comparisons assume you pay the statement balance in full. They do not estimate interest costs or approval odds.
InfoShot Decision Brief
Rank these cards for your spending.
Decision aid · not approval guidance
InfoShot does not model carried-balance interest or approval odds. Welcome bonuses stay out of the model until eligibility is affirmatively confirmed.
Modeled answer
Citi Double Cash
Highest first-year modeled value
The application link is downstream of the decision model. Commercial compensation does not change which card ranks first.
Why #1
Citi Double Cash leads Blue Cash Everyday Card by about $38 under your selected first-year assumptions.
What changes the answer
The answer can change when your spending mix shifts between flat-rate and bonus categories or when a verified fee/reward term changes.
Who should skip it
Skip the modeled winner if you expect to carry a balance; this engine deliberately does not subtract interest charges from rewards value.
Cash-back cards
Current cards in the comparison
2 cards
View issuer offer
Blue Cash Everyday Card
Annual fee
$0
Base cash back
1%
Groceries
3%
up to $6,000/yr
Dining
—
Gas
3%
up to $6,000/yr
Online retail
3%
up to $6,000/yr
Welcome offer
Not included
Last checked Oct 17, 2026, 4:27 AM UTC · Source: Blue Cash Everyday Card.
Foreign transaction fee: 2.7% is shown here but is not included in the cash-back estimate.
How we compare cards: Welcome offers count only when the spending requirement is met. Category limits stay attached to the categories they apply to. Compensation does not determine the ranking. See the methodology.